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Debt Management Keynsham, Avon
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Abacus offers Free Advice on Debt for peeole in Keynsham
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Keynsham Debt Management Company
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »
Repossession Help in Keynsham, Avon
Abacus have experience in managing to stop home repossessions in Keynsham, Avon, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
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Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
IVA not a option due to unstable employment history.
| Debt: £21,325 | Was paying: £450/month |
| Now paying: £300/month | |
| This client lost his job and was out of work for several months. He began to live on credit and the balance grew to £21,325. The client started a new job month ago, but must serve a 3 month probation period. He has a value of debt that makes him eligible for an IVA. However, the fact that he had just started a new job and has recently had a period without work means this option is not currently available to him. Creditors need to be confident that payments into the IVA will be made at the agreed rate each and every month for 5 years. A Debt Management programme is more flexible in this respect and suits this clients current situation. static link to this case study: DMCaseStudy12.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. What if my creditors continue to pursue me for payments ?
In the short term, while your debt repayment plan is being setup, your creditors may continue to take action to recover your debts. Do not ignore them. Deal with calls politely, informing creditors that you have appointed ourselves to act on your behalf. Please forward any letters to us to deal with on your behalf. Generally speaking, creditors are normally synthetic to those in difficulties and doing they up most to maintain reduced payments by using a debt management company.2. One of my creditors say they will take me to court if I use a debt management company?
Creditor can't legally refuse payments via a debt management company and then take you to court for non-payment. In reality, your bank and other creditors will soon turn their attention to chasing those currently paying nothing, rather than people clearly with difficulties, but make every effort to repay what they can afford.3. Can I do debt management if I already have CCJ's against these debts ?
Yes. You can even use the plan to make payments against any existing CCJ's that you have. Just make sure that we know exactly what your current situation is when you talk to us before coming on plan.[Wiltshire] [Nottingham] [Cleveland] [Kent] [Clwyd] [Hamshire] [Leicester] [Gloucestershire] [East Sussex] [Wolverhampton] [Lancashire] [Cornwall] [Coventry] [Bedfordshire] [Shropshire] [Cardiff] [Nothern Ireland] [Derbyshire] [Edinburgh] [Berkshire] [Lincolnshire] [Cambridgeshire] [Humberside] [Bradford] [Birmingham]