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Debt Management Fishponds, Avon
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Abacus offers Free Advice on Debt for peeole in Fishponds
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Fishponds Debt Management Company
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »
Repossession Help in Fishponds, Avon
Abacus have experience in managing to stop home repossessions in Fishponds, Avon, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
Income drop due to maternity leave makes credit repayments a struggle.
| Debt: £11,000 | Was paying: £502/month |
| Now paying: £285/month | |
| This a case of a joint debt management application. Mr and Mrs X are expecting their first baby. Mrs X is taking maternity leave. With the drop income and costs of having a baby, they know they will be struggling, even though they are not currently in arrears with any of their 8 creditors. They realise their circumstance will keep changing over the next few years and want a plan that will work with them to clear their debts. static link to this case study: DMCaseStudy4.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. How long does a Debt Management programme last ?
Until the debts are repaid in full. As your are making reduced payments, this will be longer than the terms of original credit agreements and may incur addition interest costs as the terms of the credit agreement is longer. However, normally interest charges are frozen when a debt becomes part of a debt management programme.As part of our initial consultation with you, we will provide you with an estimate of the likely time you will be on plan. Please understand that a debt management plan is not an overnight solution.
2. Will the plan prevent my creditors taking further recovery action?
We cannot guarantee that your creditors will not take further action, including court action to recover debts from you but. If they do, we will help you respond so that any repayment that is required is within your ability to repay.3. Why would anyone with debts over £15,000 do debt management when they could write off debt with an IVA?
Not only do you need more substancial debt for an IVA, you have to be techncially insolvent, meaning your assets must be worth less than your debts. If you have equity in property, that is taken into consideration by your creditors when considering your IVA propsal. Normally you would be expect to remortgage at some point of the IVA period to raise funds to pay into the IVA.[Glasgow] [Wiltshire] [London] [Humberside] [Liverpool] [Dorset] [Somerset] [Devon] [Cambridgeshire] [Stoke-on-Trent] [Derbyshire] [Kent] [Hamshire] [East Sussex] [Isle Of Man] [Cumbria] [Plymouth] [Staffordshire] [Gwent] [West Midlands] [Lancashire] [Manchester] [Perthshire] [Wolverhampton] [Shropshire]