Debts in the News
822 pensioners each day enter into poverty
The number of pensioners living below the poverty line in the UK has rises to 2.5 million in June 2008, the first increase since 1998. [more...]

Mortgage Lending Down 19% as Cost of Mortgages Rises.
Mortgage lending remained slow in May 2008 with total lending down 19% over the year, says they from the Council of Mortgage Lenders (CML). Tightened lending criteria and falling confidence in the housing market contributed to a £5bn fall in the value of mortgages advanced - from £31.5bn in May 2007 to £26.5bn last month. The CML said the Bank of England's data on mortgage approvals for hous [more...]

An Ethical Current Account

A viewer of BBC2's Working Lunch TV programme asked if any UK bank offers an ethical current account. The answer was yes, but presently only one bank provides such a service. [more...]

Beware of Loan Applications on Finance Comparison Sites
The temptation on a Money Comparison website is to always apply for the lowest APR loans. However if you don't have a very good credit history, this could make it worse. [more...]

 Debt Management Dunstable, Bedfordshire

Debt Management Dunstable, Bedfordshire

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Abacus offers Free Advice on Debt for peeole in Dunstable

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Dunstable Debt Management Company

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »


Debt Consolidation Loans

Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »


Repossession Help in Dunstable, Bedfordshire

Abacus have experience in managing to stop home repossessions in Dunstable, Bedfordshire, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Bankruptcy Advice & IVAs

Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »

Debt Help Information & Guides

A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »

"We can be managing all your debts within 24 hours"

Debt Management Examples

Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.

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Example Debt Management Cast Study:-

Debts of £83,000 but not able to write off any with an IVA

Debt: £83,350 Was paying: £2300/month
Now paying: £980/month
Client takes home £3,750 a month and jointly owns a property with her husband. These factors have enabled her to build up of £88,350 of unsecured debts. Due to the high debt, Client X contacted Abacus about an IVA. On speaking to one of our advisors it was explained that working within the guidelines of an IVA she would be paying back the full amount to her creditors. (60months x disposable income + £20,000 remortgage = the original debt). The client was not aware of Debt Management and on finding out more decided this was the best option for her circumstances.
static link to this case study: DMCaseStudy11.asp

Debt Management FAQ

Got a question about our debt management service?
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3 Random Q&A's from the database:-

1. Why does My bank says you have not contacted them, but you say you have?

Staff working for a debt collection agency or in the collections department of your bank or credit card company exist solely to get money out of you. Some will use underhand tactics to achieve this as their pay is performance related.

Once they acknowledge we are dealing with the finances, they know they have to negotiate through us, so they attempt to delay this acknowledgement.

Some may claim they have not heard from us to give the impression we are not doing our job property in hope this makes you cancel the agreement with us. If this happens, try and get the name of the person you have been speaking to. Inform them that we are dealing with your affairs, contact us immediately and we will then issue a further copy of correspondence to them.

2. Am i getting Unbiased advice ?

Yes. If your are not best served by Debt Management, we will advise accordingly. We offer advice on a range of alternative debt solutions, such as IVAs, Remortgages and Consolidation Loans, so we can offer impartial advice as to the your most appropriate course of action.

3. Do you need to do a credit check on me ?

No. We do not lend you any money, therefore we do not need to credit check you.

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