Debts in the News
822 pensioners each day enter into poverty
The number of pensioners living below the poverty line in the UK has rises to 2.5 million in June 2008, the first increase since 1998. [more...]

Mortgage Lending Down 19% as Cost of Mortgages Rises.
Mortgage lending remained slow in May 2008 with total lending down 19% over the year, says they from the Council of Mortgage Lenders (CML). Tightened lending criteria and falling confidence in the housing market contributed to a £5bn fall in the value of mortgages advanced - from £31.5bn in May 2007 to £26.5bn last month. The CML said the Bank of England's data on mortgage approvals for hous [more...]

An Ethical Current Account

A viewer of BBC2's Working Lunch TV programme asked if any UK bank offers an ethical current account. The answer was yes, but presently only one bank provides such a service. [more...]

Beware of Loan Applications on Finance Comparison Sites
The temptation on a Money Comparison website is to always apply for the lowest APR loans. However if you don't have a very good credit history, this could make it worse. [more...]

 Debt Management Beaconsfield, Buckinghamshire

Debt Management Beaconsfield, Buckinghamshire

debt management advice

Reduce Loan Repayments

debt help uk

Free Consultation

free debt advice

No Obligation


Submit the Instant Advice form for a priority phone call back.

Abacus offers Free Advice on Debt for peeole in Beaconsfield

Ways we can help»

Beaconsfield Debt Management Company

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »


Debt Consolidation Loans

Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »


Repossession Help in Beaconsfield, Buckinghamshire

Abacus have experience in managing to stop home repossessions in Beaconsfield, Buckinghamshire, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Bankruptcy Advice & IVAs

Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »

Debt Help Information & Guides

A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »

"We can be managing all your debts within 24 hours"

Debt Management Examples

Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.

View Debt Management Case Studies »

Example Debt Management Cast Study:-

Increased mortgage payments make unsecured debts unaffordable.

Debt: £5,667 Was paying: £225/month
Now paying: £140/month
Client had completed the fixed rate introduction period to his mortgage and has been hit by larger than expected interest rates. He has equity in the property, but opted for debt management as he does not want to remortgage nor take out a secured loan as this would increase the risk of repossession if he could not maintain those payments.
static link to this case study: DMCaseStudy3.asp

Debt Management FAQ

Got a question about our debt management service?
View Debt Management FAQ »

3 Random Q&A's from the database:-

1. Should i ignore contact from my creditors now you are managing credit repayments?

No, under guidelines issued by the Office of Fair Trading, we are not allowed to advise you do this. It may be the case the a particular debt management company is incompetent and not making correct payments. The creditors would need to be able to advise their client of this. Should they contact you, listen to what they have to say and politely tell them Abacus are now handling your finances are refer them to ourselves.

2. Why does My bank says you have not contacted them, but you say you have?

Staff working for a debt collection agency or in the collections department of your bank or credit card company exist solely to get money out of you. Some will use underhand tactics to achieve this as their pay is performance related.

Once they acknowledge we are dealing with the finances, they know they have to negotiate through us, so they attempt to delay this acknowledgement.

Some may claim they have not heard from us to give the impression we are not doing our job property in hope this makes you cancel the agreement with us. If this happens, try and get the name of the person you have been speaking to. Inform them that we are dealing with your affairs, contact us immediately and we will then issue a further copy of correspondence to them.

3. Must I stay on a debt management plan until all debts are repaid ?

No. You do not sign a contract with us, only a statement to allow us to contact your creditors on your behalf. Many of our clients join our debt management programme as temporary measure. For example, for a period of months when one member of the household is between jobs. Once household income returns to previous levels, you can return to paying your debts at the previous rate, directly to your creditors or make increased payments to us.

You may cancel your debt management plan at any time without charge. All you need do is give us 2 weeks written notice. This does not incur any charges.

[Plymouth] [Dorset] [Hertfordshire] [Liverpool] [South Yorkshire] [Oxfordshire] [Leicester] [Glasgow] [Northhamptonshire] [Isle Of Man] [Edinburgh] [West Midlands] [Surrey] [Gloucestershire] [Wiltshire] [Essex] [Leeds] [Gwent] [Nottingham] [London] [Cornwall] [West Yorkshire] [North Yorkshire] [Derby] [Perthshire]

[Priority Debt Help] [Areas Covered]

Get Free Advice
your name
your phone No.
your 2nd phone No.
your email address.
house No.& Postcode
  
level of debt
best time to phone
We'll call you back for a free consultation on solutions to solve your financial problems.