|
Debt Management Aldermaston, Berkshire
Submit the Instant Advice form for a priority phone call back. |
Abacus offers Free Advice on Debt for people in Aldermaston
Ways we can help»
Aldermaston Debt Management Company
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »
Repossession Help in Aldermaston, Berkshire
Abacus have experience in managing to stop home repossessions in Aldermaston, Berkshire, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
Debts of £83,000 but not able to write off any with an IVA
| Debt: £83,350 | Was paying: £2300/month |
| Now paying: £980/month | |
| Client takes home £3,750 a month and jointly owns a property with her husband. These factors have enabled her to build up of £88,350 of unsecured debts. Due to the high debt, Client X contacted Abacus about an IVA. On speaking to one of our advisors it was explained that working within the guidelines of an IVA she would be paying back the full amount to her creditors. (60months x disposable income + £20,000 remortgage = the original debt). The client was not aware of Debt Management and on finding out more decided this was the best option for her circumstances.
static link to this case study: DMCaseStudy11.asp |
|
Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. One of my Creditor say they are going to send a bailiff round to collect their money, can they do this?
Certainly not. A bailiff can only be instructed and sent by a County Court or Sheriffs office. This means a bailiff can only call if you default on a court order. A debt collector may try to trick you by saying, “if you don’t pay this bill, we could send a bailiff round” this is not true unless you have defaulted on an earlier court order.2. Can i see that my creditors are being paid ?
You will continue to be sent statements from your creditors. This will show payments made by us on your behalf. You will be issued a statement every 3 monthly showing all transactions on your debt management account with us.3. Why would anyone with debts over £15,000 do debt management when they could write off debt with an IVA?
Not only do you need more substancial debt for an IVA, you have to be techncially insolvent, meaning your assets must be worth less than your debts. If you have equity in property, that is taken into consideration by your creditors when considering your IVA propsal. Normally you would be expect to remortgage at some point of the IVA period to raise funds to pay into the IVA.[Cornwall] [Warwickshire] [Gloucestershire] [Belfast] [Nothern Ireland] [Dorset] [Liverpool] [South Yorkshire] [Cheshire] [Kingston upon Hull] [Wolverhampton] [Wales] [Lothian] [Tyne and Wear] [Derbyshire] [Isle Of Man] [Lincolnshire] [Cumbria] [Clwyd] [Cleveland] [Bedfordshire] [Merseyside] [Wiltshire] [Buckinghamshire] [Devon]