Debts in the News
Pay Your Mortgage Before Unsecured Debts.
We are getting more and more enquires from homeowners looking for repossession advice. A typical situation is that they have built up mortgage arrears in order to keep up with unsecured loan repayments. [more...]

The End Of The 100% Mortgage
The Abbey, the only remaining lender to offer a 100% mortgage are to pull this offer on 9th April. [more...]

1 in 4 Borrowing To Consolidate Debt Go On To Borrow More.
A quarter of people taking out a loan to consolidate their debts go on to borrow more, according to a survey commissioned by Uswitch. [more...]

Mortgage Criteria Gets Stricter
Borrowers are finding it tougher to find a mortgage as cautious lenders continue to withdraw and change deals. [more...]

Debt Consolidation Loans

We specialise in helping UK residents who have been refused credit elsewhere. Whatever your circumstances, we will be able to offer a solution. To allow us to help, please complete the Debt Consolidation Loan Application Form Below or call us.

Bad Credit No Problem

We will find a loan for you regardless of Bad Credit, CCJs or Defaults.

Slash Monthly Repayments

We guarantee you'll be paying less each month than you are presently.

Tenants Welcome

Pay off your expensive debts with one lower interest unsecured Debt Consolidation loan.
Debt Consolidation Loan Application
your name
your phone No.
2nd phone number?
best time to phone
your email address
debts to consolidate
are you a homeowner ? Yes    No
your house number
 post code

We can help you find by a secured or unsecured loan to consolidate your debts into one low monthly payment. This can be arranged quickly, with the lowest interest rates available. Even if you have bad credit, CCJs or have already been refused a loan, we can help. We specialise in Debt Consolidation Solutions of all types and can offer free advice as to your best option.

I've got Arrears, CCJ's & Defaults ?
Our panel of lenders offers a diverse range of loans. This enables us to arrange loans for people with extreme financial difficulties.

Why Should I Take Out a Debt Consolidation Loan?
By consolidating debts into one loan, normally a lower interest rates can be achieved, resulting in lower monthly payments. For many people this is the cheapest way to solve problem debts.

Unsecured RatesHowever, as the term of the loan is also normally longer, you may payback more interest over the full term of the loan.

We only recommend a consolidation loan if really is used to facilitate your best efforts to return to a debt free life. If it is being used to reduce outgoings so that further credit can be afforded, then a debt consolidation loan is not a solution but just a stepping stone to financial ruin.

I'm not a Homeowner ?
We are confident we can offer you a solution whatever your personal circumstances.


Typical example: £10,000 x 60 months = £208.11/month. Total £12,486 APR 9.5% Variable.

Written quotations available on request. Other terms and amounts available. Special plans on different terms for clients with CCJ's, arrears, and for the self employed without income proof (fees may apply but only on problem cases - max 10% - no loan, no fee).