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Surrey Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Surrey including Ascot, Bagshot, Camberley, Chessington, Cobham, Crawley, Croyden, Dorking, East Horsley, East Molesey, Egham, Epsom Downs, Esher, Farnham, Frimley, Frimley Green, Gatwick, Godalming, Guildford, Haslemere, Hindhead, Horley, Leatherhead, Lingfield, Morden, Ottershaw, Redhill, Reigate, Richmond, Richmond on Thames, Shepperton, South Croydon, Staines, Sutton, Tadworth, Walton on Thames, Weybridge and Woking.
Ways we can help»
Surrey Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Surrey find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Surrey as to their best option. more »
Repossession Help in Surrey
Abacus have call help homeonwers in Surrey avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Should i ignore contact from my creditors now you are managing credit repayments?
No, under guidelines issued by the Office of Fair Trading, we are not allowed to advise you do this. It may be the case the a particular debt management company is incompetent and not making correct payments. The creditors would need to be able to advise their client of this. Should they contact you, listen to what they have to say and politely tell them Abacus are now handling your finances are refer them to ourselves.2. Why does My bank says you have not contacted them, but you say you have?
Staff working for a debt collection agency or in the collections department of your bank or credit card company exist solely to get money out of you. Some will use underhand tactics to achieve this as their pay is performance related.Once they acknowledge we are dealing with the finances, they know they have to negotiate through us, so they attempt to delay this acknowledgement.
Some may claim they have not heard from us to give the impression we are not doing our job property in hope this makes you cancel the agreement with us. If this happens, try and get the name of the person you have been speaking to. Inform them that we are dealing with your affairs, contact us immediately and we will then issue a further copy of correspondence to them.
3. One of my creditors say they will take me to court if I use a debt management company?
Creditor can't legally refuse payments via a debt management company and then take you to court for non-payment. In reality, your bank and other creditors will soon turn their attention to chasing those currently paying nothing, rather than people clearly with difficulties, but make every effort to repay what they can afford.[Bedfordshire] [Devon] [Tyne and Wear] [Merseyside] [Liverpool] [Dorset] [Lancashire] [Cardiff] [Ilse of Wight] [Scotland] [Kingston upon Hull] [Coventry] [North Yorkshire] [Oxfordshire] [West Sussex] [Wiltshire] [Isle Of Man] [Lincolnshire] [Cumbria] [Birmingham] [Hertfordshire] [Belfast] [Kent] [Stoke-on-Trent] [Bradford] Debt Management Ascot, Debt Management Bagshot, Debt Management Camberley, Debt Management Chessington, Debt Management Cobham, Debt Management Crawley, Debt Management Croyden, Debt Management Dorking, Debt Management East Horsley, Debt Management East Molesey, Debt Management Egham, Debt Management Epsom Downs, Debt Management Esher, Debt Management Farnham, Debt Management Frimley, Debt Management Frimley Green, Debt Management Gatwick, Debt Management Godalming, Debt Management Guildford, Debt Management Haslemere, Debt Management Hindhead, Debt Management Horley, Debt Management Leatherhead, Debt Management Lingfield, Debt Management Morden, Debt Management Ottershaw, Debt Management Redhill, Debt Management Reigate, Debt Management Richmond, Debt Management Richmond on Thames, Debt Management Shepperton, Debt Management South Croydon, Debt Management Staines, Debt Management Sutton, Debt Management Tadworth, Debt Management Walton on Thames, Debt Management Weybridge, Debt Management Woking,