|
Plymouth Debt Management and Debt Consolidation
Submit the Instant Advice form for a priority phone call back. |
Ways we can help»
Plymouth Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Plymouth find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Plymouth as to their best option. more »
Repossession Help in Plymouth
Abacus have call help homeonwers in Plymouth avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
|
Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Does my spouse or partner need to know ?
We believe that it is always best to be honest with your partner. However, you only legally have to tell your partner if you have joint debts and/or you need your partner’s income to be taken into account to support the plan.2. Can i exclude a particular debt or credit card from my programme ?
No, the principal reason debt management allows reduced payments is that all creditors are treated equally. By excluding one debt, then you are showing favoritism and your other creditors will not agree to this and my resort to court action3. Can anyone with debts enter into a debt management programme ?
No. You must have at least 2 creditors and demonstrate that you are struggling to met current payment levels.[Staffordshire] [Wales] [Cornwall] [Warwickshire] [Wiltshire] [Kingston upon Hull] [Derby] [Tyne and Wear] [Clwyd] [Buckinghamshire] [Norfolk] [Kent] [Nottingham] [North Yorkshire] [Surrey] [Derbyshire] [Oxfordshire] [Suffolk] [Cardiff] [Sheffield] [Lincolnshire] [Coventry] [Dorset] [Belfast] [Hamshire]