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Northhumberland Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Northhumberland including Allendale Town, Allensford, Ashington, Bamburgh, Bamburgh, Bedlington, Belford, Berwick-upon-Tweed, Blyth, Corbridge, Cornhill-On-Tweed, Cramlington, Haltwhistle, Haydon Bridge, Heddon-on-the-Wall, Mohope, Morpeth, Otterburn, Ponteland, Prudhoe, Riding Mill, Rothbury, Sunderland, Widdrington and Wylam.
Ways we can help»
Northhumberland Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Northhumberland find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Northhumberland as to their best option. more »
Repossession Help in Northhumberland
Abacus have call help homeonwers in Northhumberland avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Can you guarantee a reduction in payments ?
No. Stating we can guarantee a reduction in payments is not something we are allowed to do under guidelines issued by the Office of Fair Trading.It depends on your ability to pay and is at the discretion of your creditors. However, once we take a financial statement from your and explain the situation to your creditors, they will almost certainly agreed with our proposal.
2. Will I receive a Default Notice ?
By coming on plan with us, you will be in default on your original credit agreement and your creditor is therefore entitled to send you a Default Notice. Creditors send out Default Notices to protect their own legal position.3. Can I do debt management if I already have CCJ's against these debts ?
Yes. You can even use the plan to make payments against any existing CCJ's that you have. Just make sure that we know exactly what your current situation is when you talk to us before coming on plan.[Leeds] [Leicestershire] [Manchester] [Shropshire] [Hamshire] [Perthshire] [Derbyshire] [Humberside] [West Midlands] [Scotland] [Suffolk] [Merseyside] [Northhamptonshire] [North Yorkshire] [Cornwall] [Clwyd] [Birmingham] [Cambridgeshire] [Gwent] [Isle Of Man] [Lincolnshire] [Ilse of Wight] [Wales] [Dorset] [Liverpool] Debt Management Allendale Town, Debt Management Allensford, Debt Management Ashington, Debt Management Bamburgh, Debt Management Bamburgh, Debt Management Bedlington, Debt Management Belford, Debt Management Berwick-upon-Tweed, Debt Management Blyth, Debt Management Corbridge, Debt Management Cornhill-On-Tweed, Debt Management Cramlington, Debt Management Haltwhistle, Debt Management Haydon Bridge, Debt Management Heddon-on-the-Wall, Debt Management Mohope, Debt Management Morpeth, Debt Management Otterburn, Debt Management Ponteland, Debt Management Prudhoe, Debt Management Riding Mill, Debt Management Rothbury, Debt Management Sunderland, Debt Management Widdrington, Debt Management Wylam,