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Lancashire Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Lancashire including Abbeystead, Accrington, Altham, Appley Bridge, Aughton, Aughton, Bacup, Barley, Barnoldswick, Barrowford, Belmont, Blackburn, Blackpool, Bolton, Broadley, Broadley, Brock, Broughton Astley, Broughton Astley, Burnley, Burscough, Bury, Carnforth, Chipping, Chorley, Clitheroe, Colne, Heywood, Leyland, Lytham St. Anne's, Morecambe, Morecambe, Nelson, Ormskirk, Padiham, Parbold, Penwortham, Pilling, Pilling, Poulton-le-Fylde, Poulton-le-Fylde, Preesall, Preesall, Preston, Quernmore, Rawtenstall, Rossendale, Skelmersdale, Southport, St. Annes, Thornton, Trawden, Waterfoot, Whalley, Wrea Green and Wrightington Bar.
Ways we can help»
Lancashire Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Lancashire find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Lancashire as to their best option. more »
Repossession Help in Lancashire
Abacus have call help homeonwers in Lancashire avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
CSA payments make creditor repayments unaffordable.
| Debt: £28,000 | Was paying: £850/month |
| Now paying: £400/month | |
| Client has an income £1480 per month, and was able to manage repayments on debts of £28,000 while living with his partner and child. The relationship broke down and the client was still able to afford repayments until CSA demanded over a 3rd of his income. Now unable to keep up with the repayments, debt management is the only option. An IVA is not possible as he has only 2 creditors. He is not a homeowner so can't get an unsecured consolidation loan for such a large amount.
static link to this case study: DMCaseStudy15.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. How long does a Debt Management programme last ?
Until the debts are repaid in full. As your are making reduced payments, this will be longer than the terms of original credit agreements and may incur addition interest costs as the terms of the credit agreement is longer. However, normally interest charges are frozen when a debt becomes part of a debt management programme.As part of our initial consultation with you, we will provide you with an estimate of the likely time you will be on plan. Please understand that a debt management plan is not an overnight solution.
2. Will I receive a Default Notice ?
By coming on plan with us, you will be in default on your original credit agreement and your creditor is therefore entitled to send you a Default Notice. Creditors send out Default Notices to protect their own legal position.3. Do i need to have a full time job to do debt management ?
No. To be accepted, you only need to have a surplus of income above what you need to live on of at least £100 per month. This surpluss must less than needed to meet current credit and loan repayments.[Gloucestershire] [Wolverhampton] [Perthshire] [Dorset] [Buckinghamshire] [West Midlands] [Warwickshire] [Bedfordshire] [Belfast] [West Sussex] [Cornwall] [Leeds] [Northhumberland] [Isle Of Man] [Stoke-on-Trent] [Gwent] [Lincolnshire] [Lothian] [Surrey] [Hertfordshire] [Cumbria] [Derby] [Kent] [Wales] [Leicester] Debt Management Abbeystead, Debt Management Accrington, Debt Management Altham, Debt Management Appley Bridge, Debt Management Aughton, Debt Management Aughton, Debt Management Bacup, Debt Management Barley, Debt Management Barnoldswick, Debt Management Barrowford, Debt Management Belmont, Debt Management Blackburn, Debt Management Blackpool, Debt Management Bolton, Debt Management Broadley, Debt Management Broadley, Debt Management Brock, Debt Management Broughton Astley, Debt Management Broughton Astley, Debt Management Burnley, Debt Management Burscough, Debt Management Bury, Debt Management Carnforth, Debt Management Chipping, Debt Management Chorley, Debt Management Clitheroe, Debt Management Colne, Debt Management Heywood, Debt Management Leyland, Debt Management Lytham St. Anne's, Debt Management Morecambe, Debt Management Morecambe, Debt Management Nelson, Debt Management Ormskirk, Debt Management Padiham, Debt Management Parbold, Debt Management Penwortham, Debt Management Pilling, Debt Management Pilling, Debt Management Poulton-le-Fylde, Debt Management Poulton-le-Fylde, Debt Management Preesall, Debt Management Preesall, Debt Management Preston, Debt Management Quernmore, Debt Management Rawtenstall, Debt Management Rossendale, Debt Management Skelmersdale, Debt Management Southport, Debt Management St. Annes, Debt Management Thornton, Debt Management Trawden, Debt Management Waterfoot, Debt Management Whalley, Debt Management Wrea Green, Debt Management Wrightington Bar,