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Lancashire Debt Management and Debt Consolidation
Submit the Instant Advice form for a priority phone call back. |
Abacus offer UK Residents Advice on Debt in Lancashire including Abbeystead, Accrington, Altham, Appley Bridge, Aughton, Aughton, Bacup, Barley, Barnoldswick, Barrowford, Belmont, Blackburn, Blackpool, Bolton, Broadley, Broadley, Brock, Broughton Astley, Broughton Astley, Burnley, Burscough, Bury, Carnforth, Chipping, Chorley, Clitheroe, Colne, Heywood, Leyland, Lytham St. Anne's, Morecambe, Morecambe, Nelson, Ormskirk, Padiham, Parbold, Penwortham, Pilling, Pilling, Poulton-le-Fylde, Poulton-le-Fylde, Preesall, Preesall, Preston, Quernmore, Rawtenstall, Rossendale, Skelmersdale, Southport, St. Annes, Thornton, Trawden, Waterfoot, Whalley, Wrea Green and Wrightington Bar.
Ways we can help»
Lancashire Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Lancashire find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Lancashire as to their best option. more »
Repossession Help in Lancashire
Abacus have call help homeonwers in Lancashire avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. What if my creditors continue to pursue me for payments ?
In the short term, while your debt repayment plan is being setup, your creditors may continue to take action to recover your debts. Do not ignore them. Deal with calls politely, informing creditors that you have appointed ourselves to act on your behalf. Please forward any letters to us to deal with on your behalf. Generally speaking, creditors are normally synthetic to those in difficulties and doing they up most to maintain reduced payments by using a debt management company.2. Am i getting Unbiased advice ?
Yes. If your are not best served by Debt Management, we will advise accordingly. We offer advice on a range of alternative debt solutions, such as IVAs, Remortgages and Consolidation Loans, so we can offer impartial advice as to the your most appropriate course of action.3. Do i need to have a full time job to do debt management ?
No. To be accepted, you only need to have a surplus of income above what you need to live on of at least £100 per month. This surpluss must less than needed to meet current credit and loan repayments.[Scotland] [East Sussex] [Clwyd] [West Midlands] [Edinburgh] [Derby] [Glasgow] [South Yorkshire] [Hertfordshire] [Hereford and Worcester] [Liverpool] [Dorset] [Cornwall] [Merseyside] [Humberside] [Surrey] [Wales] [Norfolk] [Devon] [Cheshire] [Staffordshire] [Kent] [Northhumberland] [Bristol] [Cardiff] Debt Management Abbeystead, Debt Management Accrington, Debt Management Altham, Debt Management Appley Bridge, Debt Management Aughton, Debt Management Aughton, Debt Management Bacup, Debt Management Barley, Debt Management Barnoldswick, Debt Management Barrowford, Debt Management Belmont, Debt Management Blackburn, Debt Management Blackpool, Debt Management Bolton, Debt Management Broadley, Debt Management Broadley, Debt Management Brock, Debt Management Broughton Astley, Debt Management Broughton Astley, Debt Management Burnley, Debt Management Burscough, Debt Management Bury, Debt Management Carnforth, Debt Management Chipping, Debt Management Chorley, Debt Management Clitheroe, Debt Management Colne, Debt Management Heywood, Debt Management Leyland, Debt Management Lytham St. Anne's, Debt Management Morecambe, Debt Management Morecambe, Debt Management Nelson, Debt Management Ormskirk, Debt Management Padiham, Debt Management Parbold, Debt Management Penwortham, Debt Management Pilling, Debt Management Pilling, Debt Management Poulton-le-Fylde, Debt Management Poulton-le-Fylde, Debt Management Preesall, Debt Management Preesall, Debt Management Preston, Debt Management Quernmore, Debt Management Rawtenstall, Debt Management Rossendale, Debt Management Skelmersdale, Debt Management Southport, Debt Management St. Annes, Debt Management Thornton, Debt Management Trawden, Debt Management Waterfoot, Debt Management Whalley, Debt Management Wrea Green, Debt Management Wrightington Bar,