Debts in the News
FSA: Consumer Credit Directive will not be extended
The Financial Services Authority (FSA) and the UK Treasury have announced that the Consumer Credit Directive (CCD) will not be extended to include mortgage loans. [more...]

Government to provide repossession help
Those affected by possible repossessions will be able to continue to go to the government for help. [more...]

Soaring oil prices to create debt problems?
Britons may be at increasing risk of debt and other financial difficulties because of hikes in oil prices, it has been claimed. [more...]

KPMG: Many are still experiencing serious financial trouble
Many people in Britain are experiencing financial difficulties, in spite of the fact that interest rates have reached record lows. [more...]

IVA Question


Does the Insolvency Practitioner (i.e. ourselves) represent the Creditor or the Debtor ?


Neither. The role of the IP is to act as a go between to ensure there is a balance between what Creditors can reasonably demand and what a Debtor can reasonably be expected to pay.

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