IVA Question
Which debts can be included in an IVA ?
Normally, any unsecured debts can be included within an IVA. This inlcudes any overdrafts with your current bank and credit card balances.
In short, any service that your are no longer using, for which money is outstanding, has the potential for inclusion in an IVA proposal. For example, an outstanding bill for a disconnected mobile phone.
Personal debts to the Inland Revenue and VAT can also be included.