Debts in the News
Pay Your Mortgage Before Unsecured Debts.
We are getting more and more enquires from homeowners looking for repossession advice. A typical situation is that they have built up mortgage arrears in order to keep up with unsecured loan repayments. [more...]

The End Of The 100% Mortgage
The Abbey, the only remaining lender to offer a 100% mortgage are to pull this offer on 9th April. [more...]

1 in 4 Borrowing To Consolidate Debt Go On To Borrow More.
A quarter of people taking out a loan to consolidate their debts go on to borrow more, according to a survey commissioned by Uswitch. [more...]

Mortgage Criteria Gets Stricter
Borrowers are finding it tougher to find a mortgage as cautious lenders continue to withdraw and change deals. [more...]

Bankruptcy and IVA Advice

An IVA (Individual Voluntary Arrangement) is an alternative to Bankruptcy which can write off upto 70% of your debt and allow you to become debt free guaranteed in 60 month.



Write off up to 70% of debt

An IVA stops interest and charges.
An IVA stops harassment & court action.

Debt Freedom in 60 months

An IVA allows you make repayments at an affordable rate for 60 months, after which the remaining debt is written off.

A Bankruptcy Alternative

Less severe and many benefits over Bankruptcy, especially if you are a homeowner with equity to protect.

In IVA is a legal process for people with serious debt problems. For those that qualify, an IVA is the best method to sort out those worrying debt problems once and for all.

In short an IVA can write off up to 70% of your debts (subject to your circumstances,) and if you keep up the affordable monthly payments, you will be debt free in 60 months, guaranteed.

An IVA Debt Solution achieves the following:

Consequences of personal Bankruptcy:-

Advantages of an IVA

IVA FAQ

View IVA FAQ »

3 Random Q&A's from the database:-

  1. Should I stop paying my creditors once i decide upon an IVA?
  2. In terms of % amount of total debt. How many creditors need to attend the creditors meeting ?
  3. How will the monthly IVA payments be made?
  4. What is the minimum number of creditors required for an IVA ?
  5. Will I have to close my bank account ?
  6. Are some creditors less likely to approve an IVA than others ?
  7. Does the Insolvency Practitioner (i.e. ourselves) represent the Creditor or the Debtor ?
  8. Can an IVA be settled early ?
  9. Can one individual creditor refuse to accept an IVA ?
  10. Can I keep using my credit cards or take out a new loan during an IVA ?


Not everyone qualifies for an IVA.
Call us now to discover if you qualify, or Submit the IVA Enquiry form.

IVA Enquiry
your name
your phone No.
your 2nd phone No.
your email address.
house No.& Postcode
  
level of debt
best time to phone
We'll call you back for a free consultation on solutions to solve your financial problems.