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Hertfordshire Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Hertfordshire including Baldock, Barnet, Berkhamsted, Bishop's Stortford, Borehamwood, Brickendon, Brickendon, Broadway, Broxbourne, Cheshunt, Elstree, Harpenden, Hatfield, Hemel Hempstead, Hertford, Hitchin, Kings Langley, Knebworth, Letchworth, Potters Bar, Rickmansworth, Sawbridgeworth, Tring, Tring, Turnford, Ware, Watford and Welwyn Garden City.
Ways we can help»
Hertfordshire Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Hertfordshire find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Hertfordshire as to their best option. more »
Repossession Help in Hertfordshire
Abacus have call help homeonwers in Hertfordshire avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Must I stay on a debt management plan until all debts are repaid ?
No. You do not sign a contract with us, only a statement to allow us to contact your creditors on your behalf. Many of our clients join our debt management programme as temporary measure. For example, for a period of months when one member of the household is between jobs. Once household income returns to previous levels, you can return to paying your debts at the previous rate, directly to your creditors or make increased payments to us.You may cancel your debt management plan at any time without charge. All you need do is give us 2 weeks written notice. This does not incur any charges.
2. Do you need to do a credit check on me ?
No. We do not lend you any money, therefore we do not need to credit check you.3. How are your charges collected?
Every time we make a round of payments to your creditors on your behalf, we deduct our fee for that distribution. If we do not make a distribution, we do not take our fee.[Belfast] [Cardiff] [Liverpool] [Merseyside] [Northhumberland] [Cumbria] [Tyne and Wear] [Birmingham] [Leicestershire] [West Midlands] [Essex] [Derby] [Devon] [North Yorkshire] [Berkshire] [Hereford and Worcester] [Scotland] [Plymouth] [Leeds] [Nottingham] [Gloucestershire] [Kingston upon Hull] [South Yorkshire] [Glasgow] [Humberside] Debt Management Baldock, Debt Management Barnet, Debt Management Berkhamsted, Debt Management Bishop's Stortford, Debt Management Borehamwood, Debt Management Brickendon, Debt Management Brickendon, Debt Management Broadway, Debt Management Broxbourne, Debt Management Cheshunt, Debt Management Elstree, Debt Management Harpenden, Debt Management Hatfield, Debt Management Hemel Hempstead, Debt Management Hertford, Debt Management Hitchin, Debt Management Kings Langley, Debt Management Knebworth, Debt Management Letchworth, Debt Management Potters Bar, Debt Management Rickmansworth, Debt Management Sawbridgeworth, Debt Management Tring, Debt Management Tring, Debt Management Turnford, Debt Management Ware, Debt Management Watford, Debt Management Welwyn Garden City,