Debts in the News
FSA: Consumer Credit Directive will not be extended
The Financial Services Authority (FSA) and the UK Treasury have announced that the Consumer Credit Directive (CCD) will not be extended to include mortgage loans. [more...]

Government to provide repossession help
Those affected by possible repossessions will be able to continue to go to the government for help. [more...]

Soaring oil prices to create debt problems?
Britons may be at increasing risk of debt and other financial difficulties because of hikes in oil prices, it has been claimed. [more...]

KPMG: Many are still experiencing serious financial trouble
Many people in Britain are experiencing financial difficulties, in spite of the fact that interest rates have reached record lows. [more...]

Devon Debt Management and Debt Consolidation

Devon Debt Management and Debt Consolidation

debt management advice

Reduce Loan Repayments

debt help uk

Free Consultation

free debt advice

No Obligation


Submit the Instant Advice form for a priority phone call back.

Abacus offer UK Residents Advice on Debt in Devon including Barnstaple, Bideford, Bishops, Braunton, Dawlish, Exeter, Exmouth, Forder Valley, Newton Abbott, Okehampton, Paignton, Plymouth, Salcombe, Sidmouth, Sourton Cross, Tavistock, Tawton, Torquay, Umberleigh, Woolacombe and Yelverton.

Ways we can help»

Devon Debt Management

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »


Debt Consolidation Loans

Refused a Loans ? We can help people in Devon find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Devon as to their best option. more »


Repossession Help in Devon

Abacus have call help homeonwers in Devon avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Bankruptcy Advice & IVAs

Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »

Debt Help Information & Guides

A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »

"We can be managing all your debts within 24 hours"

Debt Management Examples

Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.

View Debt Management Case Studies »

Most Recent Cast Study:-

£58,000 of debt - but can't do an IVA.

Debt: £58,000 Was paying: £1267/month
Now paying: £300/month
Client has £200,000 equity in his home & unsecured debts of £58,000. His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060.
An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home.
static link to this case study: DMCaseStudy100.asp

Debt Management FAQ

Got a question about our debt management service?
View Debt Management FAQ »

3 Random Q&A's from the database:-

1. Why does My bank says you have not contacted them, but you say you have?

Staff working for a debt collection agency or in the collections department of your bank or credit card company exist solely to get money out of you. Some will use underhand tactics to achieve this as their pay is performance related.

Once they acknowledge we are dealing with the finances, they know they have to negotiate through us, so they attempt to delay this acknowledgement.

Some may claim they have not heard from us to give the impression we are not doing our job property in hope this makes you cancel the agreement with us. If this happens, try and get the name of the person you have been speaking to. Inform them that we are dealing with your affairs, contact us immediately and we will then issue a further copy of correspondence to them.

2. Does my spouse or partner need to know ?

We believe that it is always best to be honest with your partner. However, you only legally have to tell your partner if you have joint debts and/or you need your partner’s income to be taken into account to support the plan.

3. Am i getting Unbiased advice ?

Yes. If your are not best served by Debt Management, we will advise accordingly. We offer advice on a range of alternative debt solutions, such as IVAs, Remortgages and Consolidation Loans, so we can offer impartial advice as to the your most appropriate course of action.

[Wolverhampton] [Humberside] [Birmingham] [Isle Of Man] [Surrey] [Lincolnshire] [Lancashire] [Somerset] [West Yorkshire] [Ilse of Wight] [Northhamptonshire] [Cleveland] [Suffolk] [Clwyd] [Gwent] [Bristol] [Leicester] [Coventry] [Staffordshire] [Cheshire] [Bedfordshire] [Scotland] [Oxfordshire] [Leeds] [Derby]

Debt Management Barnstaple, Debt Management Bideford, Debt Management Bishops, Debt Management Braunton, Debt Management Dawlish, Debt Management Exeter, Debt Management Exmouth, Debt Management Forder Valley, Debt Management Newton Abbott, Debt Management Okehampton, Debt Management Paignton, Debt Management Plymouth, Debt Management Salcombe, Debt Management Sidmouth, Debt Management Sourton Cross, Debt Management Tavistock, Debt Management Tawton, Debt Management Torquay, Debt Management Umberleigh, Debt Management Woolacombe, Debt Management Yelverton,

[Debt Consolidation Firm] [Areas Covered]

Get Free Advice
your name
your phone No.
your 2nd phone No.
your email address.
house No.& Postcode
  
level of debt
best time to phone
We'll call you back for a free consultation on solutions to solve your financial problems.