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Devon Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Devon including Barnstaple, Bideford, Bishops, Braunton, Dawlish, Exeter, Exmouth, Forder Valley, Newton Abbott, Okehampton, Paignton, Plymouth, Salcombe, Sidmouth, Sourton Cross, Tavistock, Tawton, Torquay, Umberleigh, Woolacombe and Yelverton.
Ways we can help»
Devon Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Devon find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Devon as to their best option. more »
Repossession Help in Devon
Abacus have call help homeonwers in Devon avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
CSA payments make creditor repayments unaffordable.
| Debt: £28,000 | Was paying: £850/month |
| Now paying: £400/month | |
| Client has an income £1480 per month, and was able to manage repayments on debts of £28,000 while living with his partner and child. The relationship broke down and the client was still able to afford repayments until CSA demanded over a 3rd of his income. Now unable to keep up with the repayments, debt management is the only option. An IVA is not possible as he has only 2 creditors. He is not a homeowner so can't get an unsecured consolidation loan for such a large amount.
static link to this case study: DMCaseStudy15.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Must I stay on a debt management plan until all debts are repaid ?
No. You do not sign a contract with us, only a statement to allow us to contact your creditors on your behalf. Many of our clients join our debt management programme as temporary measure. For example, for a period of months when one member of the household is between jobs. Once household income returns to previous levels, you can return to paying your debts at the previous rate, directly to your creditors or make increased payments to us.You may cancel your debt management plan at any time without charge. All you need do is give us 2 weeks written notice. This does not incur any charges.
2. Can i see that my creditors are being paid ?
You will continue to be sent statements from your creditors. This will show payments made by us on your behalf. You will be issued a statement every 3 monthly showing all transactions on your debt management account with us.3. Can i exclude a particular debt or credit card from my programme ?
No, the principal reason debt management allows reduced payments is that all creditors are treated equally. By excluding one debt, then you are showing favoritism and your other creditors will not agree to this and my resort to court action[Bristol] [Leicestershire] [West Sussex] [Birmingham] [Cumbria] [South Yorkshire] [Leicester] [Edinburgh] [Clwyd] [Stoke-on-Trent] [Cornwall] [Wiltshire] [Cheshire] [Tyne and Wear] [Hereford and Worcester] [Northhumberland] [Manchester] [Somerset] [Kingston upon Hull] [West Yorkshire] [Belfast] [Lancashire] [Nothern Ireland] [Avon] [Dorset] Debt Management Barnstaple, Debt Management Bideford, Debt Management Bishops, Debt Management Braunton, Debt Management Dawlish, Debt Management Exeter, Debt Management Exmouth, Debt Management Forder Valley, Debt Management Newton Abbott, Debt Management Okehampton, Debt Management Paignton, Debt Management Plymouth, Debt Management Salcombe, Debt Management Sidmouth, Debt Management Sourton Cross, Debt Management Tavistock, Debt Management Tawton, Debt Management Torquay, Debt Management Umberleigh, Debt Management Woolacombe, Debt Management Yelverton,