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Buckinghamshire Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Buckinghamshire including Aston Clinton, Aylesbury, Beaconsfield, Bourne End, Buckingham, Burnham, Chalfont St Giles, Chesham, Common, Duxford Airfield, Farnham, Gerrards Cross, Great Missenden, High Wycombe, High Wycombe, Iver, Marlow, Milton Keynes, Newport Pagnell, Olney, Stoke Poges, Wooburn Common and Wroughton.
Ways we can help»
Buckinghamshire Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Buckinghamshire find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Buckinghamshire as to their best option. more »
Repossession Help in Buckinghamshire
Abacus have call help homeonwers in Buckinghamshire avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Must I stay on a debt management plan until all debts are repaid ?
No. You do not sign a contract with us, only a statement to allow us to contact your creditors on your behalf. Many of our clients join our debt management programme as temporary measure. For example, for a period of months when one member of the household is between jobs. Once household income returns to previous levels, you can return to paying your debts at the previous rate, directly to your creditors or make increased payments to us.You may cancel your debt management plan at any time without charge. All you need do is give us 2 weeks written notice. This does not incur any charges.
2. Must creditors accept reduced payment offers ?
Legally, creditors don't have to accept offers of repayment below the contracted minimum. However, they know it is pointless demanding money from someone who simple can't afford it. In our experience they will accept reduced repayments where we are able to demonstrate your offer is reasonable and that you are committed to repay your debts by use of a debt management company such as ourselves.3. Do i need to have a full time job to do debt management ?
No. To be accepted, you only need to have a surplus of income above what you need to live on of at least £100 per month. This surpluss must less than needed to meet current credit and loan repayments.[Lothian] [Clwyd] [Cardiff] [West Sussex] [Coventry] [Belfast] [Oxfordshire] [Leeds] [Essex] [Manchester] [Devon] [Cleveland] [Gwent] [Lincolnshire] [London] [North Yorkshire] [Hereford and Worcester] [Cambridgeshire] [Leicester] [Bristol] [Nottingham] [Plymouth] [Cheshire] [Sheffield] [Cumbria] Debt Management Aston Clinton, Debt Management Aylesbury, Debt Management Beaconsfield, Debt Management Bourne End, Debt Management Buckingham, Debt Management Burnham, Debt Management Chalfont St Giles, Debt Management Chesham, Debt Management Common, Debt Management Duxford Airfield, Debt Management Farnham, Debt Management Gerrards Cross, Debt Management Great Missenden, Debt Management High Wycombe, Debt Management High Wycombe, Debt Management Iver, Debt Management Marlow, Debt Management Milton Keynes, Debt Management Newport Pagnell, Debt Management Olney, Debt Management Stoke Poges, Debt Management Wooburn Common, Debt Management Wroughton,