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Bedfordshire Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Bedfordshire including Ampthill, Arlesey, Aspley Guise, Bedford, Biddenham, Caddington, Dunstable, Flitwick, Kempston, Leighton Buzzard, Luton, Potton, Shefford and Woburn.
Ways we can help»
Bedfordshire Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Bedfordshire find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Bedfordshire as to their best option. more »
Repossession Help in Bedfordshire
Abacus have call help homeonwers in Bedfordshire avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
CSA payments make creditor repayments unaffordable.
| Debt: £28,000 | Was paying: £850/month |
| Now paying: £400/month | |
| Client has an income £1480 per month, and was able to manage repayments on debts of £28,000 while living with his partner and child. The relationship broke down and the client was still able to afford repayments until CSA demanded over a 3rd of his income. Now unable to keep up with the repayments, debt management is the only option. An IVA is not possible as he has only 2 creditors. He is not a homeowner so can't get an unsecured consolidation loan for such a large amount.
static link to this case study: DMCaseStudy15.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. Should i ignore contact from my creditors now you are managing credit repayments?
No, under guidelines issued by the Office of Fair Trading, we are not allowed to advise you do this. It may be the case the a particular debt management company is incompetent and not making correct payments. The creditors would need to be able to advise their client of this. Should they contact you, listen to what they have to say and politely tell them Abacus are now handling your finances are refer them to ourselves.2. Do i need to have a full time job to do debt management ?
No. To be accepted, you only need to have a surplus of income above what you need to live on of at least £100 per month. This surpluss must less than needed to meet current credit and loan repayments.3. Will the plan affect my credit rating ?
Because coming on the plan will result in your not making contracted repayments on your unsecured debts, you should expect that your credit rating to be adversely affected. However, your credit rating may already be poor if you have arrears or a history of missed or late payments. Long term, the only way to fix bad credit is to repay your debts, which is what the debt management plan is design to achieve.[Merseyside] [Gloucestershire] [Leicester] [Edinburgh] [Lincolnshire] [Belfast] [West Sussex] [Ilse of Wight] [Oxfordshire] [Nothern Ireland] [Cleveland] [Warwickshire] [Northhumberland] [Hertfordshire] [Staffordshire] [Avon] [Shropshire] [Suffolk] [Hereford and Worcester] [Liverpool] [East Sussex] [Isle Of Man] [Dorset] [Lancashire] [South Yorkshire] Debt Management Ampthill, Debt Management Arlesey, Debt Management Aspley Guise, Debt Management Bedford, Debt Management Biddenham, Debt Management Caddington, Debt Management Dunstable, Debt Management Flitwick, Debt Management Kempston, Debt Management Leighton Buzzard, Debt Management Luton, Debt Management Potton, Debt Management Shefford, Debt Management Woburn,