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Avon Debt Management and Debt Consolidation
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Abacus offer UK Residents Advice on Debt in Avon including Badminton, Bath, Bradley Stoke, Brislington, Bristol, Chelwood, Chew Magna, Clevedon, Clifton, Cotham, Farmborough, Farrington Gurney, Fishponds, Hawkesbury Upton, Keynsham, Long Ashton, Portishead, Radstock, Rangeworth, Shirehampton, Sidcot, Thornbury, Timsbury, Weston-super-Mare, Winscombe, Yate and Yatton.
Ways we can help»
Avon Debt Management
Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »
Debt Consolidation Loans
Refused a Loans ? We can help people in Avon find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Avon as to their best option. more »
Repossession Help in Avon
Abacus have call help homeonwers in Avon avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »
Bankruptcy Advice & IVAs
Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »
Debt Help Information & Guides
A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »
"We can be managing all your debts within 24 hours"
Debt Management Examples
Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.
View Debt Management Case Studies »
£58,000 of debt - but can't do an IVA.
| Debt: £58,000 | Was paying: £1267/month |
| Now paying: £300/month | |
| Client has £200,000 equity in his home & unsecured debts of £58,000.
His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060. An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home. static link to this case study: DMCaseStudy100.asp |
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Debt Management FAQ
Got a question about our debt management service?
View Debt Management FAQ »
3 Random Q&A's from the database:-
1. How are your charges collected?
Every time we make a round of payments to your creditors on your behalf, we deduct our fee for that distribution. If we do not make a distribution, we do not take our fee.2. Can you guarantee a reduction in payments ?
No. Stating we can guarantee a reduction in payments is not something we are allowed to do under guidelines issued by the Office of Fair Trading.It depends on your ability to pay and is at the discretion of your creditors. However, once we take a financial statement from your and explain the situation to your creditors, they will almost certainly agreed with our proposal.
3. Must creditors accept reduced payment offers ?
Legally, creditors don't have to accept offers of repayment below the contracted minimum. However, they know it is pointless demanding money from someone who simple can't afford it. In our experience they will accept reduced repayments where we are able to demonstrate your offer is reasonable and that you are committed to repay your debts by use of a debt management company such as ourselves.[Birmingham] [Wales] [Surrey] [Coventry] [Stoke-on-Trent] [West Sussex] [London] [Cleveland] [Cumbria] [Plymouth] [Lancashire] [Scotland] [Hertfordshire] [Buckinghamshire] [West Midlands] [Berkshire] [Clwyd] [Leicestershire] [Cambridgeshire] [Wiltshire] [Isle Of Man] [Hereford and Worcester] [Gwent] [Cornwall] [Bradford] Debt Management Badminton, Debt Management Bath, Debt Management Bradley Stoke, Debt Management Brislington, Debt Management Bristol, Debt Management Chelwood, Debt Management Chew Magna, Debt Management Clevedon, Debt Management Clifton, Debt Management Cotham, Debt Management Farmborough, Debt Management Farrington Gurney, Debt Management Fishponds, Debt Management Hawkesbury Upton, Debt Management Keynsham, Debt Management Long Ashton, Debt Management Portishead, Debt Management Radstock, Debt Management Rangeworth, Debt Management Shirehampton, Debt Management Sidcot, Debt Management Thornbury, Debt Management Timsbury, Debt Management Weston-super-Mare, Debt Management Winscombe, Debt Management Yate, Debt Management Yatton,