Debts in the News
Repossession figure cut again
The predicted figure for total repossessions in the UK has been cut for the second time by the Council of Mortgage Lenders (CML). It originally stood at 75,000 but was taken down to 65,000 in June. [more...]

Credit scores concerning to debtors, survey shows
Almost 40 per cent of people are not considering taking out credit cards for fear of tarnishing their credit scores, a new survey has revealed. According to Confused.com, this trepidation is preval [more...]

Insolvency figures "unbelievably frightening"
The latest insolvency figures released by the Insolvency Service - which revealed an increase of 28 per cent in the third quarter of 2009 on the previous year - have been described as "unbelievably fr [more...]

Debtors 'face hikes' in fees and interest rates
Millions of debtors could be adversely affected as banks look at different ways to raise capital, including the implementation of higher interest rates and annual fees applied to credit cards - necess [more...]

For Clear Debt Advice on all Debt Solution Alternatives.

Looking for Debt Advice?
There are more Debt Consolidation options than you think.

free debt management advice

IVAs - Write off up to 70% of your Debts

Consolidate Credit Card Debt

Debt Management - For just one affordable monthly payment.

debt consolidation companies

Debt consolidation Loans - Consolidate debts to reduce outgoings


Submit the Instant Advice form for a priority phone call back.

Ways we can help »

Free IVA Debt Help

An IVA is legal process for those with unaffordable unsecured debts over £15,000.

IVAs are formal agreements between you and your creditors whereby you repay what you can afford, usually over 5 years. After which, the outstanding debt is written off. An IVA can achieve all of the following:-

  • An IVA Enables up to 70% of debt to be written off.
    You payback what is affordable after taking into account your personal situation.
  • An IVA Shortens repayment period.
    In 60 months you will be debt free, Guaranteed. This is dependant on approval of 75% (by value of the debt) of your creditors, and provided you maintain the payment schedule.
  • An IVA Stops interest and charges.
    Your debts will not increase and interest will be frozen.
  • An IVA Stops creditor harassment
    Stops creditors and debt collectors from chasing you.
  • An IVA Stop court action.
    An IVA can stop bankruptcy proceedings and bailiffs.

More about IVAs »

Free Debt Management Help

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment.

Abacus are one the UK's leading Debt Management Companies.

Benefits of debt management:-

  • Affordable Payments
     Payment levels are based on what you can afford, not how much you owe. If you can afford to pay £100 per month towards your debts the a debt management company can help you.
  • One Monthly Payment.
    Less hassle for you. You make one affordable payment to us and we make payments to your creditors.
  • We deal with your creditors.
    Getting fan mail and phone calls from your creditors and debt collection agencies? Forward and refers these to us - we'll deal with it.
  • Flexibility.
    If your financial situation changes - you may lower or raise your debt management plan payments accordingly.
  • No more late payment charges.
    You payments will now be made on time. We may be able to arrange to have future interest charges lowered - or even frozen.

More about Debt Management Programmes »

Unsecured Debt Consolidation Loans

Refused a Loan? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »

Remortgage's & Repossession Help.

Abacus have vast experience in managing to stop home repossessions, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Debt Advice and Debt Help Guides

Debt advice articles to help UK residents who are experiencing financial problems. Advice ranges from UK law on Bankruptcy, Debt Management Firms, dealing with bailiffs and bad credit, to general debt help and information on debt counseling consolidating debts.

10 latest Debt Advice Articles:

view all articles »

Get Free Advice
your name
your phone No.
your 2nd phone No.
your email address.
house No.& Postcode
  
level of debt
best time to phone
We'll call you back for a free consultation on solutions to solve your financial problems.